Welcome To
American Realty Associates!

Home of the "NO CLOSING COSTS" Loan Programs

Become a ARA Associate and offer your clients a wide range of cutting edge loan programs, with the most competitive rates while helping them save money on closing costs.

Realtor Associates

NO CLOSING COST LOANS 

(Up to $5,000 credit towards NRCC)

  • Up to $5,000 credit towards Closing Costs
  • Competitive Rates for Your Client
  • Gain Control of Loan Transactions
  • Print a Prequal Letter Online
  • Wide Range of Loan Programs
  • Close Your Loans On Time, Every Time
  • More Referral Business From Clients

Broker Associates

We will send your client a valuable "WELCOME HOME" basket and Quarterly Scenic Cards for 1 year on your behalf asking for referrals

  • 0.75% of Loan Amount Compensation*
  • Competitive Rates for Your Client
  • View Your Realtors' Entire Pipeline
  • Attract and Retain Quality Agents
  • Wide Range of Loan Programs
  • One Stop Shop for All of Your Clients
  • Increase Staff's Knowledge of Lending
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Today's Rates

ProgramRatePointsAPR
Conf 15 Yr Fixed 6.500% 0.000 6.604%
Conf 30 Yr Fixed 6.999% 0.000 7.066%
Conf 10/6 ARM 7.625% 0.000 5.771%
Conf 7/6 ARM 7.375% 0.000 5.153%
Conf 5/6 ARM 7.750% 0.000 4.897%
Elite Conf 15 Yr Fixed 6.375% 0.000 6.478%
Elite Conf 30 Yr Fixed 6.999% 0.000 7.066%
Last update: 2024-06-12

Assumptions    Details

At American Realty Associates

Our mission is to provide our real estate Associates with the best service, competitive pricing, and state of the Art technology in the mortgage industry.

At American Realty Associates, we are a full service mortgage brokerage that offers conventional, FHA, high balance, jumbo and USDA loans at competitive rates and fastest industry turntimes.